---
id: faq-0012
title: "How often should I check my credit score before buying a car?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.boballenmotormall.com"
tags: ["financing", "credit-score", "preparation"]
questions:
  - "Should I check my credit before applying for a car loan?"
  - "When should I look at my credit score?"
  - "How does checking my credit affect my loan application?"
related: [financing-options, apr, credit-score-impact]
dealer: Bob Allen Motor Mall
---

Checking your own credit score (through free services like AnnualCreditReport.com or your bank's tools) doesn't hurt your credit-it's a "soft inquiry" that doesn't show up to lenders. It's smart to review it a few weeks before you apply, so you know what to expect and can spot any errors.

When you apply for a car loan, lenders will do a "hard inquiry," which briefly impacts your score (usually 5-10 points). Multiple applications within a short window (a few weeks) typically count as one inquiry, so shopping around is fine.

If you see errors on your credit report, dispute them early-clean credit means better rates. Our Finance team is happy to talk you through what they'll review and what your score means for your loan options. Call **(877) 331-4442** to get a head start on your application and ask any credit-related questions.