---
id: faq-0015
title: "What credit score do I need to finance a car?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.boballenmotormall.com"
tags: ["credit", "approval", "bad-credit"]
questions:
  - "Will I be approved with bad credit?"
  - "What credit score is required?"
  - "Can I finance if I have no credit history?"
related: [pre-approval, financing-options, loan-terms]
dealer: Bob Allen Motor Mall
---

Good news: you don't need perfect credit. Many lenders work with customers across the credit spectrum-prime, near-prime, and non-prime.

Whether your score is excellent or you're rebuilding credit, Bob Allen's finance team has options. They partner with multiple lenders, which increases your chances of approval and often gets you better rates. A co-signer, trade-in, or larger down payment can also help.

The honest answer is: call and find out. Your credit story is unique, and the finance team won't know what's possible until you talk to them. Reach them at **(877) 331-4442**. There's no obligation, and they'll be straightforward about what's available for you.