---
id: faq-0105
title: "What credit score do I need to lease a car?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.boballenmotormall.com"
tags: ["leasing", "credit", "financing", "approval"]
questions:
  - "What credit do I need to lease?"
  - "Can I lease with bad credit?"
  - "What if my credit isn't great?"
related: [financing-options, lease-approval, credit-requirements]
dealer: Bob Allen Motor Mall
---

Lease approval depends on credit score, income, employment history, and debt-to-income ratio. Most leases favor good-to-excellent credit (typically 620+), but Bob Allen works with many customers across the credit spectrum.

If your score is lower, you might pay a higher rate, need a co-signer, or put down a larger cap-reduction (due at signing). Some customers are surprised to find they qualify-credit is just one piece.

**Don't let uncertainty stop you:** Bob Allen's Finance team runs a free credit check and shows you honest options-lease, purchase with a longer term, or special programs you might qualify for. **Call (877) 331-4442** to talk through your situation. They'll be upfront about what's possible and what fits your budget, no judgment.